Thursday, December 27, 2007

Former PM Bhutto assassinated at Pakistan rally


Former PM Bhutto assassinated at Pakistan rally
Last Updated: Thursday, December 27, 2007 | 1:27 PM ET
CBC News

Former Pakistani prime minister Benazir Bhutto was gunned down Thursday by an attacker who then blew himself up, killing at least 20 others.

The assassination of Bhutto sparked riots across the country, with at least six people reported killed in the ensuing violence.

Bhutto had just finished addressing thousands of supporters in the garrison city of Rawalpindi, about 18 kilometres south of Islamabad, when a man stepped from the crowd and fired. Bhutto was hit in the neck and chest.

The killer then blew himself up.

Bhutto died around 6:16 p.m. local time (8:16 a.m. ET) at Rawalpindi General Hospital after undergoing emergency surgery.

Her body has been flown to the southern Pakistani province of Sindh, where she'll be buried in the family graveyard alongside her father, Zulfikar Ali Bhutto, on Friday.

In a brief televised address, Pakistani President Pervez Musharraf condemned the attack and announced three days of mourning for Bhutto. During that time, all schools, commercial centres and banks will remain closed.

Meanwhile, paramilitary forces were put on "red alert" across the country, Reuters reported.

"This cruelty is the work of those terrorists with whom we are fighting," Musharraf said.

Bhutto escaped an assassination attempt in October when twin explosions ripped through crowds in Karachi welcoming her home from eight years of exile. Nearly 150 people died in the attacks.

One of the doctors who attended to Bhutto said she had a bullet in the back of her neck that damaged her spinal cord before it exited from the side of her head.

Another bullet pierced the back of Bhutto's shoulder and came out through her chest, the doctors said on condition of anonymity because he was not authorized to speak to the media.

Bhutto was given an open-heart massage, but the main cause of death was damage to her spinal cord, he said.


Upon hearing reports of her death, thousands of Bhutto's supporters gathered outside the hospital in Rawalpindi chanting "Dog, Musharraf, dog."

"I can see outside, now, the massive amounts of people," Babar said from inside the hospital.


I can't say I was too surprised. She has guts to return to Pakistan; RIP.

Friday, December 14, 2007

My Last Final

I liked my last final. It was the kind of final that I like; the kind of final that I missed from not taking anymore analytical math. It lack the long and repetitive isolate x and then substitute it into equation (1) to solve for y crap. If you know what is going on, the process is simple, boom, boom, boom, boom, boom, and you are done.

Oh how I wish the 425 final was like that. That final felt ridiculously long, though it really wasn't overly long; I had about twenty minutes left in the end. However the whole exam has a lot of questions that were essentially boring. In REAL math exams, like the one I took today, you actually go, "Oh how neat!" If you know exactly what is going on and did not make any mistakes, that exam could have been finished in under an hour. Otherwise, you would just be BSing.

Maybe I'm destined to return to academia in the future... we'll see.

Bye SFU--assuming I did not fail Stat450 or Acma490!

Wednesday, December 12, 2007

The US Congress is a big f-ing joke

H. Res. 847:
Recognizing the importance of Christmas and the Christian faith


Dec 11, 2007: This bill passed in the House of Representatives by roll call vote. The vote was held under a suspension of the rules to cut debate short and pass the bill, needing a two-thirds majority. The totals were 372 Ayes, 9 Nays, 50 Present/Not Voting.

Full Text

RESOLUTION

Recognizing the importance of Christmas and the Christian faith.

Whereas Christmas, a holiday of great significance to Americans and many other cultures and nationalities, is celebrated annually by Christians throughout the United States and the world;

Whereas there are approximately 225,000,000 Christians in the United States, making Christianity the religion of over three-fourths of the American population;

Whereas there are approximately 2,000,000,000 Christians throughout the world, making Christianity the largest religion in the world and the religion of about one-third of the world population;

Whereas Christians identify themselves as those who believe in the salvation from sin offered to them through the sacrifice of their savior, Jesus Christ, the Son of God, and who, out of gratitude for the gift of salvation, commit themselves to living their lives in accordance with the teachings of the Holy Bible;

Whereas Christians and Christianity have contributed greatly to the development of western civilization;

Whereas the United States, being founded as a constitutional republic in the traditions of western civilization, finds much in its history that points observers back to its roots in Christianity;

Whereas on December 25 of each calendar year, American Christians observe Christmas, the holiday celebrating the birth of their savior, Jesus Christ;

Whereas for Christians, Christmas is celebrated as a recognition of God's redemption, mercy, and Grace; and

Whereas many Christians and non-Christians throughout the United States and the rest of the world, celebrate Christmas as a time to serve others: Now, therefore be it

Resolved, That the House of Representatives--

(1) recognizes the Christian faith as one of the great religions of the world;

(2) expresses continued support for Christians in the United States and worldwide;

(3) acknowledges the international religious and historical importance of Christmas and the Christian faith;

(4) acknowledges and supports the role played by Christians and Christianity in the founding of the United States and in the formation of the western civilization;

(5) rejects bigotry and persecution directed against Christians, both in the United States and worldwide; and

(6) expresses its deepest respect to American Christians and Christians throughout the world.

Sunday, December 02, 2007

SFU Website - Resolved

The not working in Firefox 2.0 SFU website
wtf is this?!? Oh it's SFU.ca in Firefox 2.0!


When the new SFU website first came out, I was pissed off that it was completely unusable in Firefox 2.0--yes I know, it works fine in Firefox 1.5, the version of Firefox installed in the computers of SFU. I thought, no biggie, they are going to fix it eventually.

Man was I naive!

Being in my final year, I decide to do SFU a favour and submit to them some feedback on their website. I even sent them a screenshot of sfu.ca loaded up in Firefox 2.0, which is nothing but a useless array of red, white, and grey boxes. In addition, I also commented on their navigational menu system. I hate this type of menu system as much as I hate bananas. The gist of the concept is this: first, hover your pointer over a part of the main menu and a new sub-menu will open up. You then move your pointer to the sub-menu, click on a link and be sent merrily on to your destination. Except sometimes, while moving your pointer to the sub-menu, you accidentally move your pointer to an adjacent item on the main menu, thus changing the sub-menu to another one.

Okay, maybe it's just me; maybe my ability to move a mouse pointer horizontally sucks. However, having met a lot of computer illiterate adults, I bet this absurd game of "chase the sub-menu" happens quite frequently. This menu style sucks and SFU should not be using it.

Looking at the site in IE7, I think there is a fair bit of mystery meat navigation on the main page. There isn't any consistency on the font-style of links. It also should conduct a complete site audit to pick out all the pages that are still using the old template. Like this.

Edited on 12/5/2007:
After an email exchange with Steve, my year long problems with the new SFU website is finally resolved. It turns out it has to do with the Adblock extension and a badly named script file on SFU's part. The javascript file located at /js/dynamic/banner.js got blocked by adblock. Whitelisting the SFU domain solved the problem.

Monday, November 19, 2007

Got screwed by the SOA


The Interim Assessment will be released during the first quarter of 2008. Candidate progression will NOT be delayed as the timing of the release is consistent with the schedule that would have been in place if FAP Exam 1 was to be continued into 2008.


Damn. Hope this won't pan out so I'll feel better.


Candidates who have passed FAP Exam 1 will NOT complete the Interim Assessment.

The Module 5 End-of-Module Exercise will be removed on December 1, 2007. During the transition period (i.e., between December 1 and the rollout of the Interim Assessment) candidates will be able to proceed to Module 6 BEFORE completing the Interim Assessment. When the Interim Assessment is released in 2008, candidates will submit their assessments and upon submission will get access to Module 6.


Not bad; SOA does something right for a change.


Candidates will complete the Interim Assessment under controlled conditions with formal grading (i.e., every Interim Assessment will be formally graded). Candidates will have one month to complete the Interim Assessment. A one-month personal assessment clock will start when candidates download the Interim Assessment. Candidates must submit (upload) assessment files before the clock expires. If the clock expires, the assessment will receive an automatic grade of “does not meet minimum requirements” and the SOA will be unable to reverse the decision. NO exceptions will be made.


One month?!? Double-You-Tee-Eff!!!

Saturday, November 17, 2007

Modules 1-5: Completed.

Four weeks of hell ending today at 10:30pm with the submission of my module 5 EOM exercise. Fuck yeah w00t hoooooo!!!! FAP Exam 1 here I come. I hate the SOA even more with the submission of this exercise: the model solution is only four frigging pages!

============

As my reward to finishing modules 1 to 5, I wasted most of today playing AvP 2. I finished the marine campaign; it was pretty fun. It was sort of a 'spray and pray' shooter since the aliens move so insanely fast and runs all over the walls and ceiling. I started the predator campaign as well. So far I don't like as much--I hate Mario platform jumping in a FPS.

To do's: Stat450, Acma425, Acma465 (all due on Thursday), and code for 490. *sigh...

Sunday, November 11, 2007

Dumbest SOA Review Question (yet)


Some components of a gross premium pricing model are determinable from past experience. Other components may be influenced by precedent. All components are also affected by external influences. Factors other than a financial security system’s experience must be considered in establishing values for these gross premium components.

When setting assumptions for a gross premium pricing model, which of the following components do you think would be influenced by external factors? (Select all that apply.)

Choice 1 Commissions
Choice 2 Administration Expenses
Choice 3 Interest
Choice 4 Percentage of Premium Expenses



Jeez, I wonder if I should select ALL of them...

Saturday, November 03, 2007

Module 3 EOM Exercise

This exercise sucks. The instructions are not clear when I compared it with the model solution's requirement. The wording of whole exercise is biased toward one method but model solution focuses a lot on comparisons. And let's not forget the vague requirements: where did it say I can accept failure in the instructions!? Apparently only in the kind words left by others in the forum.

Anyways, it's a confusing mess if you don't have experience with the mumbo-jumbos in pension legislations. It took me a few reads to fully understand what's going on.

But overall I think Module 3 is actually interesting... unlike the mindless readings of 2.

On to Module 4, which anecdotally has a very easy exercise. I like it already.

Tuesday, October 23, 2007

Jay Zhou's Movie

I thought I would laugh at this film but I was pleasantly surprised. While it started off feeling like a Sixth Sense rehash, it gained momentum fluidly, and managed to maintain a its cutesy atmosphere all through the first act without much trouble. The second act and the final revelation act, though not as captivating as the first, also resonated due to the effectiveness of the first act; it drew me deep enough into the story to care about the characters and made me eager to learn about the resolution. It was overall a really neat package. There was teenage romance (not to mention Jay Zhou) for the girls, mystery and drama for the more sophisticated viewers, a VERY well-done soundtrack for the music lovers, and quite a bit of comedic shakeups for the ADD Honger audience.

Nevertheless, my complaint with this film is that Jay Zhou can't act worth shit. He always wears that same dumb face over and over, occasionally adorning it with the tiniest smile.

4/5

Sunday, October 21, 2007

Crazy Idea

With the change from FAP Exam 1 to Interim Assessment official, the popular opinion on AO is that there will be another a big round of delay before the roll out of the IA, similar to the delay of the roll out of the initial FA. Because under the IA system, Module 6 of the FAP will become locked until the IA is completed, there will be a potential hiatus in the progress of my SOA exams in spring 2008. That is, as of now, if I were to do the IA, there is absolutely no incentive for me to push through the modules as there is nothing to move on to afterward.

Ideally, I *could* go for the May CSP next year, and ignore the FAP. I have only 4 months to study for the CSP, so I don't know how smart that would be. Afterward between May and November, I'll need to finish Modules 1-5 and do the IA, Modules 6-8, and prepare for the DP exam. And so I'll be doing the FA in December 2008. Assuming I don't fail anything, I'll have my Fellowship in probably mid 2009 after doing the fellowship modules (if they ever come out).

The alternative is write the last FAP Exam 1 in December 12--BUM BUM BUM!!! Doing so would make my 2008 schedule a little bit looser. It will definitely keep my exam progress continuous and reduced the risk of having to face the delay of the IA. I can also take a more relax route to fellowship and follow SOA's recommended order: FAP Modules 6-8 + FA + FSA Modules (first 1/2 of 2008) -> DP (Nov 2008) -> CSP (May 2009) -> Capstone.

After reviewing my exam and TA marking schedule, I've tentatively decided to *try* to go for December 12 FAP Exam 1. I have about one month of time before the registration deadline of November 19; let's hope I can make it.

Module Progress: M2S5 slide 28/55.

Thursday, October 18, 2007

Off the Market

After 4 years of IB and 3 years plus 1 semester of SFU, it's finally over: another actuary-in-training is off the market. Hourrah for IB French SL. Hourrah for SFU Actuarial Science. Best wishes to all the doctor and lawyer wannabes from PMSS. And since I have less respect for you accountants, I give you guys my sincerest regards :).

Friday, October 05, 2007

Note to self re: Insadong

Or probably BBQs in general: throat will be sore the day after; bad idea if you need to talk the next day, eg. at a job interview.

Nevertheless, I seem to have almost fully recovered now. Off to Quebec on Monday!

Saturday, September 22, 2007

SFU professor presumed drowned

SFU professor presumed drowned

Contact:
Tim Swartz, 778.782.4579, tim@stat.sfu.ca
Carol Thorbes, 778.782.3035, cthorbes@sfu.ca


September 21, 2007
Randy Sitter, a professor in the Department of Statistics and Actuarial Science at Simon Fraser University, is believed to have drowned in a kayaking mishap off Lummi Island, near Bellingham.

United States Coast Guard officials called off a 12-hour search for Sitter at about 3 p.m. yesterday (Thursday, September 20). Earlier, they had found Sitter’s upright kayak with his life-jacket attached to it. His keys and identification were in the life-jacket’s pocket. Searchers found the vessel about 1.5 kilometres off the west side of Lummi Island, facing the open ocean. An 1800-square-kilometre search of the area by sea and air turned up no sign of Sitter, a Port Moody resident.

“The water temperature was about 11 degrees Celsius,” says U.S. Coast Guard spokesperson Jeff Pollinger. “Without proper survival equipment a person doesn’t stand much chance of surviving more than a few hours in that water.”

Sitter’s locked vehicle was found at the Fairhaven boat launch in Bellingham.

The coast guard launched a search for Sitter after his wife Deanna had notified U.S. authorities that her husband hadn’t returned home from a kayaking venture, Wednesday night.

“He is a friend to many and an outstanding academic at the top of his field,” says Tim Swartz, chair of SFU’s statistics department. “We rely on him in so many ways. Randy is a great athlete and always wears his life-jacket when kayaking. We are still holding out hope for him.”

Sitter, 46, is an award-winning statistician. Originally from New Westminster and a doctoral graduate of the University of Waterloo, Sitter received the CRM-SSC prize in statistics. The award recognizes a statistical scientist's professional accomplishments in research during the first 15 years after earning their doctorate.

His contributions to research and outstanding mentoring of graduate students have garnered him a fellowship in the American Statistical Association.


News release from SFU.

Friday, September 21, 2007

SFU prof missing after kayak accident

SFU prof missing after kayak accident
Jonathan Woodward, Vancouver Sun
Published: Thursday, September 20, 2007

Washington State authorities are combing the waters off Bellingham for a Simon Fraser University professor who went missing while kayaking Wednesday.

This morning, Bellingham Police found Randy Sitter's inflatable yellow kayak on the west side of Lumni Island.

His life-jacket was attached but a bag full of food and personal effects wasn't found, said Lieut. Flo Simon with Bellingham police.

"I'm hoping Mr. Sitter is still alive, that he's actually on land and has no way of communicating or getting off the island," said Simon in an interview.

Sitter is an award-winning professor in the department of statistics and actuarial sciences at SFU. He had been on the waters of Bellingham Bay all day Wednesday.

At about 9 p.m. Wednesday, Sitter's wife, Deanna-Lea, called Bellingham police when he didn't return from a day-long trip.

Sitter's car was discovered in the parking lot at the Fairhaven Boat Launch that night.

The coast guard is searching the water around Lummi Island, while Whatcom search-and-rescue has been scouring the island itself.

Sitter had been kayaking for about six months, and had kayaked in Bellingham Bay twice before, said Simon.


As of posting time, the search has been called off, fearing that Randy has drowned...

Friday, September 14, 2007

HTPC Takes Shape

Specs:
Asus A7V133 Motherboard @ 100mhz FSB
AMD Thunderbird 1.2ghz (underclocked from 1.44ghz)
384mb SDRAM
WD Caviar 80gb Hard Drive
ATI Radeon VIVO Edition 64mb DDR
Creative Sound Blaster PCI
Logitech Cordless Mouse

Still need: wi-fi card, and maybe a wireless keyboard--would be great for emulators.

Total spent: 20+15+25+6.20+45=$111.20

I hate wi-fi. I hope the new card I'll get from RMA works, else I'll be out $31.20 for NOTHING.

The box encodes VGA resolution MP4 video at about 70% CPU utilization, and I can't record and play stuff at the same time. I don't want to run the T-Bird at 1.44ghz because of heat; the Volcano Orb's fan crapped out and I'm using a cheap looking AMD stock fan to blow air on to the copper core of the Orb; that chuck of metal gets HOT! It's probably a bandwidth issue anyways.

I'll talk about my Windows 98SE box that I upgraded exclusively for System Shock 2 and Wing Commander later :).


EDIT:
The RMAed wifi card arrive and the box is ALIVEEEE again! Though the connection is still super weak... *sigh

Wednesday, September 12, 2007

Big Head @ SFU Sucks @$$

Overpriced. Poorly cooked pearls. No proper drinking shaking machines--but instead have a bunch of little girls with scrawny arms.

And what's with the idiot cashier that served me today!??!

My overpriced drink cost $3.98. I gave the guy a $20 bill plus two dimes and three pennies for 23 cents. The farking genius gave me back the two dimes and a nickel!??!?!?!

WTF!!! The whole point of giving you 23 cents, is so I will get a quarter back! Capish?

Sunday, September 09, 2007

Almost 2 months

I haven't posted for so long that I decided to post some nonsense else this blog will become another abandoned mess.

There is actually a lot of stuff for me to write about: stuff to review, the progress of my HTPC, my work term, the damn FAP modules, etc. But I kept forgetting to do it when it's fresh on my mind.

Oh well, signing out.

Monday, July 16, 2007

Surprised

After a nice evening at Deer Lake, which ended with a retarded search along Kingsway for BBT, I got back to the apartment, changed, and went to bed. I was being pretty quiet the whole because I saw John on his bed. Then I heard snoring. I have never heard John snore before; maybe I should have realized something was messed up right then.

Fast forward to 6 o'clock in the morning. I woke up with a pile of blond hair next to my face. WTF John is sleeping with his stupid wig???

Shit. It was his gf... she was there the whole night.

Shit.

Thursday, July 12, 2007

C!??! What C!?!? C is PWNED!

32227 has passed SOA Exam C :). I probably got a 7 with the most likely pass mark being 24.

With much urging from someone more experienced, I've decided to bite the bullet and I'll be registering for the FAP modules with my own money: $700 USD. At least I've figured out how to save on the books.

Saturday, June 30, 2007

Don't Dress for Dinner

Now playing in Waterfront Theatre on Granville Island.

Being in downtown, I decided to splurge a little and decided to go to a play--my time seeing a play on stage. The evening didn't start that amiably. I was totally lost after getting off the 98 B-Line, not realizing from the Translink map that Granville Island is UNDER the Granville Street Bridge. Due to the mishap, I arrived at the theatre late and was almost not allowed in. I have to say though, it was a pretty enjoyable play, but I'm not sure if I would feel the same if I had paid the full price instead of the half price. The script was full of wit and the set was great looking. The character of the Cook was my favourite: a quick thinking opportunistic bitch who is also a Cordon Bleu :). My only complaint is how packed and fast most of the play is. The resolution in the second act is like a machine gun; I wish it slowed down in certain bits so I'd have more time to digest the lines.

Thursday, June 21, 2007

"The International Baccalaureate is un-American"

Emphasis added by moi:

http://www.azcentral.com/news/articles/0620international0620.html

'International schools' idea dies; legislators describe plan as un-American

Pat Kossan
The Arizona Republic
Jun. 20, 2007 12:00 AM


Everyone agrees: The world is shrinking.

Businesses need people skilled in world languages and economics. The government has gaping holes in diplomacy and intelligence. Universities are begging for more students with sophisticated learning.

It all gives credence to a bill in the Arizona Legislature to create international schools to help make students globally competitive.

But, in the end, the bill died. As its supporters learned, "international" is a dirty word among some at the Capitol.

Key leaders there suggested the bill was un-American and part of a slippery slope to a U.N. takeover and the end of U.S. sovereignty.

The bill, sponsored by Rep. Mark Anderson, R-Mesa, would have put three K-12 schools in the northern, central and southern parts of the state, where kids would begin a second language in kindergarten, and set up new international programs at seven high schools. Big business and universities pledged to partner with the schools. First-year costs would have been $2.3 million, or less than 0.02 percent of the proposed state budget.

Wisconsin, Kansas and Ohio have launched similar programs.

The bill took some twists and turns:

• Some Arizona legislators were so opposed to the bill that supporters changed the name from international schools to American competitiveness project schools to appease them.

That didn't sway Sen. Ron Gould, a Lake Havasu City Republican.

"What I'm assuming is that they changed the name, trying to get us to be less objectionable, as if, you know, a rose by any other name is not as sweet," said Gould, a member of the Senate's K-12 Education Committee. "There's a lot of us here who are not internationalists. These schools actually have kind of a United Nations flavor to them, and we're actually into educating Americans into Americanism, not internationalism."

• Sen. Karen Johnson, a Mesa Republican and chairwoman of the K-12 Education Committee, never let the proposal out of committee. Johnson instead brought in a professor from Bethany Lutheran College in Mankato, Minn., to educate lawmakers on the dangers of a popular international studies program, the International Baccalaureate. The 37-year-old high school program offers rigorous courses and diploma programs in schools worldwide, including 759 in the United States and 12 in Arizona. Its goals are intercultural understanding, community service and preparation for university work.

"The International Baccalaureate is un-American," Allen Quist, who served in the Minnesota Legislature in the 1980s and ran for Minnesota governor as a Republican in 1994, said in a phone interview. He said that International Baccalaureate's links to the United Nations are disturbing and that its sense of right and wrong is ambiguous.

It teaches students to see the American system of government as one of many, not as the only one that protects universal and God-given rights to property, to bear arms and free speech, Quist said.

• To get around Johnson, supporters took the proposal to the Senate's Higher Education Committee. The proposal eventually reached the House Appropriations Committee, which helps decide what bills get funded and how much. There, it ran into Rep. Russell Pearce, a Mesa Republican. Pearce recalled this week that his research on international schools in general found them to be dangerous, and he suggested their agenda was tied to the U.N., not America.

"Our schools ought to be focusing on education that we, as Americans, espouse," Pearce said. "We ought to concentrate on United States history and United States heroes."

So the bill did not survive its first round in the Legislature. Instead, a measure was put in the state budget authorizing Tom Horne, Arizona superintendent of public instruction, to seek private donations for such a program. Horne said he didn't need the authorization and plans to bring the proposal back for state funding next year. In the meantime, he'll look for private and federal grants to move the project ahead.

Horne has some experienced allies, including Richard Mackney, a 1977 graduate of the Thunderbird School of Global Management in Glendale who has spent 30 years in international business, mostly with Goodrich Corp. He volunteered to help the Arizona Department of Education develop the schools proposal.

Like principals, teachers and students in international studies, he was surprised at some lawmakers' attitudes.

The value of the proposal is that average students could start in kindergarten learning a world language and preparing to enter rigorous international studies, he said.

Universities and businesses have promised to use these Arizona schools as laboratories for school reform, sending scholars to help teachers and creating internships to help students build careers. Then, businesses such as Goodrich, Intel and American Express could find executives they need in Arizona and not look elsewhere, he said.

"Then, we say, 'Hey, Arizona state Senate, what were you talking about, that this internationalism destroys Arizona?' " Mackney said. " 'We've just shown you that you were wrong.' "

Thursday, June 14, 2007

Actuaries on CBC


Most boomers aren't saving enough for retirement, actuaries say
Last Updated: Thursday, June 14, 2007 | 5:00 PM ET
CBC News

Only a third of Canadians hoping to retire in 2030 are saving enough to guarantee a comfortable retirement, according to a new study that looked at how baby boomers will likely fare in the decades to come.

"The message for most Canadians in their early to mid-40s is they will need to save more if they expect to enjoy an independent retirement," said Normand Gendron, president of the Canadian Institute of Actuaries, which sponsored the study.

The findings were not encouraging for many of those born in the early to mid-1960s. People in that age group who are counting on only one kind of savings to fund their retirement will likely have to work past age 65 or increase their savings to avoid financial hardship.

The study — which was carried by a research team at the University of Waterloo — found that it tended to take some combination of personal savings, RRSPs, company pensions and home ownership to fill the gap left by the "modest income base" provided by such government retirement plans as the Canada Pension Plan and Old Age Security.

Growing equity in a home is an important retirement savings tool, the authors said. So many boomers will likely need to count on their homes to help fund their retirements, the study's authors recommend that mortgage interest on a principal residence be made tax deductible, as it is in the United States.

"We found that home equity can make a significant contribution to narrowing the gap, provided your home is paid for when you retire," said Steve Bonnar, one of three actuaries who directed the study. "Yet while home equity is important, on its own, it is not enough to close the gap."

The study's findings — that most boomers are off course for a well-funded retirement — are at odds with the perceptions of the boomers themselves.

A survey the actuarial body carried out in April showed that 55 per cent of Canadians aged 40 and over feel confident they'll have enough accumulated to retire comfortably.

The actuaries' figures suggest that many Canadians will get a nasty surprise once they leave the workforce.

"Many people don't have a good grasp of how much money it takes to pay for a comfortable retirement," Bonnar told CBC News Online.

He cited an actuarial rule of thumb that it takes $20 of capital to provide $1 of annual pension income. Assuming it takes $23,000 a year to pay for necessary living expenses, that means it would take almost $500,000 to provide that, he said. That can come from a mix of personal savings, home equity, or a company pension plan. Only part of it will come from government retirement programs.

"There's a message for those in their 20s and 30s," Bonnar said. "That is to think broadly about saving for retirement. You can't start saving too early."


So I did some research and apparently "Stephen P. Bonnar" is from TP in Toronto. His comment intrigued me quite a bit: how the heck did he get to that figure? Googling revealed an article at StatsCan which confirmed my memory that the current life expectancy for men and women is about 80. So assuming a normal retirement age of 65, that's only about 15 years of pay outs. Hmmm.

I obtained the UP94 (male) table along with the AA projection scales (male) from the SOA website. At work we usually project to 2015 so that's what I did too. The result I get at any reasonable interest rate is definitely less than 20. I should also mention that UP94 with AA_21 says an age 65 should live to about 83.

I finally got something close to 20 when I decided to assume that there is no interest and there exists an inflation of ~2%.

Eureka.

I knew the $20 figure is absurdly high from the beginning and is way too conservative. A statement that's more realistic and surprising is $1 saved in your early twenties is equivalent to $1 of ANNUAL pension income.

Sunday, June 10, 2007

Moving

While packing, I can't help but pause at that stack of letters. That large and unsightly stack of rejections from the many institutions that had promised to offer monetary assistance to those with "high academic merit", "high community involvement", and various other buzz phrases.

I was pretty depressed near the end of my high school days. There were many around me who received substantial amounts of money from various schools and even governments, while I was only awarded scraps worth a couple thousand. And this excluded my childish and poorly handled flurry into the world of romance.

Anyways, because of the lack of scholarships, I was quite troubled financially: will I have to use loans? I told myself from the start that I will not and should not burden my parents by making them pay for my post secondary education. While my sights then was (and still is) at actuarial science, SFU became the most attractive choice for me because of their Open Scholarship. To this day I still think UBC sucks because of its total lack of scholarships in the undergraduate level.

I still had doubts; there was the problem of maintaining a 3.70 CGPA. I had no idea how difficult it is to have a 3.70 at university, and my doubts deepened after my first university midterm. But it turned out that 3.70 was a cake walk and I rebounded to an A in 232 despite an average midterm. So with the Open and subsequently the Alumni, a few tutoring gigs, and along with my inherent frugality, life was good; I was for sure going to graduate without accumulating a cent of debt, though my net worth will be practically nil when I graduate. This was when my flight of fancy ended and I smashed against a brick wall.

In order to accomplish my goal, I had to complete my degree quickly to minimize the fixed costs such as the student activity fee. I tried and had success with taking five courses a semester and I became bold; I felt bold enough to take five courses with ACMA 310. I was completely confident about my academic abilities; university really wasn't too hard at all when compared with IB. The brick wall was the second midterm of 310. It had an huge impact on me and it made me doubt whether I can really move forward in act sci. I put a lot of effort into that midterm and I walked out feeling like shit. It was probably a bad idea but I attempted to finish my linear programming assignment in the library afterwards. My mind was white and I became totally confused and angry at myself. I tried for half an hour, staring at the same exact question and wondering how the fuck can one obtain the minimizers after solving the primal. Am I not smart enough for act sci or am I really just an idiot like the rest of the population?

The latter thought was quite fleeting as I aced my other four courses at the end. Nevertheless, I completed 310 with my ego bruised and decided to take my first semester with only three courses--though whoever thinks 320 is only one course ought to be lynched and shot about fifty times. I got through it with a lot less drama than 310 and I saw the experience as another ascent after having hit a bottom. Mind you I was still scared shitless by every midterm and final, but the difference then was that I've since developed a fairly tight group of friends and I expected to get owned. Everything was nice and swell again; eventually I was recognized by the department and I was even offered a coop job on my first interview. My financial worries finally disappeared in complete certainty as the pay cheques flowed in.

It's funny how everything always seem to turn out for the better in the end for me. I was about to shred these letters into strips; I sorted them into the "to be shredded" pile along with all my PBC pay slips and BMO bank statements. Yet at the last moment I stopped, reflected, and decide to pen this post. And I am glad.

Because right now, I am again at a dip of the roller coaster that is life. After having experienced a wide spectrum of what it is like to be an actuary, from writing exams to working in an insurance firm and now in consulting, to academic successes and being respected by peers, I am uncertain about my future. The thought of sitting in a cube for eight hours each day massaging data for the rest of my life is repulsive, though that had been my goal since the day I stepped on campus--get in quick and get out quick so I can start raking in the money. I didn't expect my weekdays to basically become something which I typed on MSN today,


"...get off at 5ish.. cook, do all that jazz probably [by] around 7, [leaving] only about 4hrs of personal free time and then u have to hit the sack and go back to the grind life...lol."


This isn't exactly what BeAnActuary.com advertised.

So in midst of the harshness of reality, it's nice to have a few mementos to remind oneself, that life, sometimes, does have its sparkles. And to remind myself that perhaps I worry too much; as we Chinese say, 船到橋頭自然直.

LOL crap now I feel like a complete emo after writing all this drivel...

Monday, June 04, 2007

A Kinematics Experiment



High school physics folks--but experimentally verified in style by the Japanese. I think the ball rolled towards the truck in the end because of back draft.

Sunday, June 03, 2007

Mutual Funds Suck; ETF FTW

A while ago I was contemplating whether I should switch most of my mutual funds to ETF because of the obvious advantage of a lower MER. With my portfolio size in mind, the initial investment of brokerage will be recouped in one year and from then on it will be pure profit. Initially, I was surprised to see that both of my Altamira index funds actually beat their respective iShares ETFs. However, I realized my mistakes tonight. One of the Altamira funds is actually indexing the TSX60, not the TSX Composite; for the other, I forgot to add in the ETF's dividend. Time to start converting!

Also ING has started a new promotion: 4.25% for new every dollar above your account balance as of May 31. That means I'll need to move my money back to ING from PC :P.

Money management is so much fun :).

Saturday, June 02, 2007

w00t Fun Weekend

Hey thanks everyone for visiting my apartment yesterday. It was awesome. Thirty 67 cents cheeseburgers, Tim bits and other finger foods, imported beer, a Korean (Art of Seduction) and a Singaporean (I Not Stupid Too) flick, and enjoyed some sorely missed AC :).

I wish I remembered to take pictures earlier though...

++=======++
!!SPOILER!!
++=======++

Afterward I went to watch Spiderman 3 with Josh. Crazy fights; the best fight scenes out of all the Spiderman movies. Overall it is weaker than the second film, which is still my favourite in the series. The second film had a tight, focused story on Parker's struggle of being a hero and his desire to be with MJ. This film's theme is all over the place: revenge, forgiveness, the responsiblity of having a great power, and even an urge for humility. A total bombast. The switch was totally unexpected for me because both of the initial films had a centralized theme, making the film potent. Nevertheless, if I were to forget ALL of the lazy deus ex machina (shit there were A LOT!!!), the climax scene of Parker hitting MJ and his subsequent rejection of the symbiote, did manage to have its intended effect on me. So overall, I still liked it :).

Sunday, May 27, 2007

Protein Powder

Can protein powder substitute real food? It appears possible. My room mate lives off it, and I just saw a homeless person get off at Main and Hastings with two big buckets of the stuff.

The bus ride tonight felt very awkward. Looking at the mentally ill person on the wheelchair, I felt disgust--first at her than at myself. It was hard to tell from her face; she definitely didn't sound female, but from the shiny purses she was showing off I decided that she was female. She got on at Coquitlam Station. At first the driver didn't even want to touch her, citing WCB regulations. Nevertheless there was an old man there who was nice enough to push her on to the bus.

Just about two hours ago, I was pouring from re-watching Schindler's List, from watching the horror of seeing human beings treated like cattle. And yet here I was staring at another human being as if she wasn't one. Recalling her friend who helped her off the bus, who was waiting for her at the intersection, I was ashamed that this man in rags might be a better person than I am.

Monday, May 21, 2007

I passed C.

I got 28 out of 40 so I passed unless the SOA goes nuts over this exam.

I definitely didn't feel that good about the exam. I missed a few credibility questions that didn't seem that difficult. I also totally guessed on all the stock model pricing crap. Please SOA, stop doing things like "Use the method in the MacDonalds text..."!!! Argh that pissed me so much.

My Actex for 2007 Exam C is now for sell: $80 OBO

Thursday, May 10, 2007

@DT on my new Thinkpad

I guess I've pretty much settled into the apartment now. I'll get some photos up soon.

The last few days have been fairly boring. Work hasn't been too exciting; mostly keying in numbers and other fairly mundane tasks, such as queries and photocopying (ugh). Time really takes a long time to fly when you are not doing something substantial. At PBC when I was working on the project, I would be surprised when it's lunch time already; now it's not arriving soon enough. Eight hour work days are starting to get on my nerves. I hope I get something bigger to do soon.

Tonight I made congee. It was crazy. Last night I decided to make rice in a pot because I found some rice in the cupboard and I was bored shitless and didn't want to study anymore. And it worked! I packed the rice away in the fridge (for lunch) and filled the pot with water so I can wash it tomorrow. When I got home and saw the pot of rice slurry, I said to myself, "Let's add some more rice see if I can make congee!!!" And it also worked!!!

Anyways, the apartment is actually fairly well equipped, thanks to all the previous co-ops probably. There are a lot of seasonings and spices, paper towels, ziplocks, tea, etc. But it's damn lonely here. After feeding myself, I always feel lost on what to do next. Study? I won't have to do that after next Wednesday. I think I definitely made the right decision to get a laptop. I'll go crazy otherwise.

Tuesday, May 01, 2007

OMGWFTLOL @ Digg

It seems like the populace has completely overran Digg today. Every story on the front page is the about the process key and they are all getting mad diggs every second now.

Wow. And the site is now down... Bum bum bum...

Image Hosted by ImageShack.us

Dizzy

Oh man what the hell is wrong with me...

I arrived at Gilmore station after work and I saw that a train was arriving. I decided to run up to the platform and got into the skytrain in time. No seats, but that was to be expected at around 5:30. I thought everything was fine as I waited for my body to slow down. I'm not sure if the train's motion compounded the problem but my breathing wasn't slowing down. My chest felt like a ton of bricks and my head started to feel dizzy. I was suffocating; the air inside the train was stale and sour. I felt like I was on the verge of collapsing. I needed air! When the train stopped at Lake City Way, I disembarked.

My head was held in a vice. The world around me seemed to be out of phase. I was watching a TV set that was tuned to the wrong settings. The screen is of static and rainbow coloured noise, and it was slowly fading into a veil of white. I walked along the platform, desperately trying to orient myself, hoping my body can maintain its dominance over gravity. I realized that walking is not helping; I needed to sit down. I thought about pulling out my phone and calling 911. There was a Korean mother with her son on the only bench on the platform. I can feel the dizziness taking over. I pushed myself further and sat down on a ledge next to the glass wall of the station. The escalators across from me looked like a fuzzy mess; I felt like a bum.

I closed my eyes and held my head in my hands. Was this going to work? Am I going to pass out? I was scared. I was desperate. As I opened my eyes again, I could see that my vision was returning. The world is no longer like an overexposed photograph. I took out my water bottle and sipped while I remained crouched against the glass as I waited for the next train. I felt immensely relieved, thought it was not enough to wash away all of the fear. I didn't realize how absurdly out of shape I was until this moment today, and I must not let this go on through summer.



On a lighter note, today marks the beginning of the end of yet another DRM system:
09F911029D74E35BD84156C5635688C0

Sunday, April 29, 2007

Typical TVB Plot Lines

I never understood why TVB thinks that when one realizes that one's closest had lied to him since birth, they will always go bonkers and get all pissed off and then runs away. It is usually for something along the lines of "I'm not your true father"; in my case, it is "I'm not your uncle but I'm your brother!".

I'm not going to waste time on the utter absurdities of this premise because this is TV after all. What bugs me is why would anyone suddenly feel angry in that situation? Personally I would feel shocked, a little awkward when I have to confront the person again, but angry? Hell no! I would be curious to learn about why such a ridiculous lie was manufactured in the first place. For me at least, anger is a negative feeling triggered when something pisses me off. Why would uncovering that truth negatively affect me at all? Will learning that truth suddenly change history and make my happy carefree childhood transform into a period of endless trauma and lashings?

Thursday, April 26, 2007

Nostalgia

I just visited pmssblues.net, my high school website. I have pretty fond memories of working on it four years ago. It has barely changed over the past few years, which either means my team did a bang up job or the new team are just a bunch of lazy asses. I'll bet on the latter.

Actually I wonder if there is even a web team anymore; most of the information seem out of date. It seems like the website has been reduced to a repository of newsletters and the daily Times. Gone are a days of staying in school until 7:30pm to work on Blue Shift, inking manga in Photoshop while contemplating what places will deliver food to a high school at 7pm. Instead, now I stay in an office until 6:30pm waiting for Excel to finish a damn lookup so I can redo a calculation.

What is also funny is that for the IB resource page, a page that I created if I may add, no one bothered to change the original user name nor the password. Moreover, they didn't even bother to remove the administrator account! Haha, if people only knew how stupidly easy it is to get into the administrator account... Anyways I doubt anyone at PMSS right now really knows how the script works. I also noticed that no new exams are added, so my baby is dead.

Apparently PMSS now has "IB Buisiness [sic] and Management". I wonder who is teaching it; if it is who I think it is then good luck to those who chose to take it. Hear me my fellow IB-screwed-kids from Port Moody. Your IB grade is highly dependent on who is teaching it--a lot of them have no clue what is going on. Get the syllabus and know what you need to learn before it is too late. There are still a couple of days before the May exams :P.

Tuesday, April 24, 2007

Grades are out!

Well it turns out that this semester is my best semester so far in SFU; it will probably be my best ever. Five courses and TA. Four A+'s and one A. Now do you feel bad for ruining my otherwise perfect semester Cary? Pfff... too mean.

Monday, April 23, 2007

OMG WE WON!!!

Canucks vs Stars. Game 7. 4-1 Canucks with two empty netters!!!

w00000hooooo~!!!!! I'm so pumped!!! Bring it on DUCKS!!!!

Monday, April 16, 2007

33 dead in 'horrific' campus shooting in Virginia

At least 33 people are dead and more than a dozen others wounded after a gunman opened fire at a Virginia college on Monday in what is being described as the worst campus shooting in U.S. history.

An injured person is carried out of Norris Hall, where most of the fatalities occurred. 'At least 30 to 40 big shots' were fired in the engineering building, a student said.

The suspected gunman took his own life at Virginia Polytechnic Institute and State University in Blacksburg, campus police Chief W.R. Flinchum told an afternoon news conference.

Police said they now know the identity of the gunman but are withholding his name for the time being. They said they did not know his motive or whether he was a student at the college, which has a student body of about 26,000 in a town with a total population of only 39,573.

There were two separate shootings about two hours apart at opposite ends of the campus. The first took place at about 7:15 a.m. ET at West Ambler Johnston dormitory, a co-ed residence housing more than 800 students, and the second about two hours later at an engineering building, Norris Hall.

University president Charles Steger said Norris Hall had become a "tragic" and "horrific crime scene."

"Today the university was struck with a tragedy that we consider of monumental proportions," Steger said. "The university is shocked and indeed horrified."

Steger said authorities initially believed the dorm shooting was a domestic dispute because police found a dead woman and man in one of the dorm rooms.

"We had no reason to suspect any other incident was going to occur," Steger said.

Then at 9:25 a.m., police responded to calls of a second shooting at Norris Hall where they found a gunman had killed himself in a second-floor classroom after shooting dozens of students at that location.

Two weapons, which police declined to describe, were recovered and are now with a lab at the U.S. Bureau of Alcohol, Tobacco and Firearms to determine whether the shootings are related, Flinchum said.

Fifteen wounded people remain in several area hospitals, Flinchum said.

An off-campus man who knew one of the victims is a "person of interest" to police and has been co-operating, though he is not in custody, Flinchum said.

Gunman enters college room shooting

Derek O'Dell, a student wounded in the shooting, told MSNBC from a hospital that the shooter entered a room at Norris Hall that had about a dozen or so students and started shooting.

"He didn't say anything," O'Dell said. "He just shot and then left. Some of those hit were a lot more critical than me."

He said the shooter tried to get back into the room, but the students held the door shut.

"At first I thought it was a joke," O'Dell said. "You don't really think about gunmen just coming onto campus. But it became very serious, very quickly."

Trey Perkins, who was sitting in a German class in Norris Hall, told the Washington Post newspaper the gunman barged into the room at about 9:50 a.m. and opened fire for about a minute and a half, squeezing off 30 shots in all.

The gunman, Perkins said, first shot the professor in the head and then fired on the students. Perkins said the gunman was about 19 years old and had a "very serious but very calm look on his face."

"Everyone hit the floor at that moment," said Perkins, 20, of Yorktown, Va., a sophomore studying mechanical engineering.

"And the shots seemed like it lasted forever."
'It seemed so strange'

Erin Sheehan, who was also in the German class, told the student newspaper, the Collegiate Times, she was one of only four of the approximately two dozen people in the class to walk out of the room. The rest were dead or wounded, she said.

"It seemed so strange," Sheehan said.

The gunman "peeked in twice, earlier in the lesson, like he was looking for someone before he started shooting. But then we all heard something like drilling in the walls, and someone thought they sounded like bullets."

"That's when we blockaded the door to stop anyone from coming in."

She said the gunman "was just a normal-looking kid, Asian but he had on a Boy Scout-type outfit. He wore a tan button-up vest and this black vest, maybe it was for ammo or something."

"I saw bullets hit people's body," Sheehan said.

"There was blood everywhere."

As the shots rang out at Norris Hall, some students escaped through second-storey windows.

About 26,000 students attend the college in Blacksburg, Va.: 'Blacksburg is a very small town, everybody almost knows everybody. It's going to be very bad and very sad in here,' one student said after the shooting.About 26,000 students attend the college in Blacksburg, Va.: 'Blacksburg is a very small town, everybody almost knows everybody. It's going to be very bad and very sad in here,' one student said after the shooting.

A junior student named Josh, calling from campus, told the WDBJ news station in Virginia that he was inside Norris Hall when the gunman opened fire.

"We heard some loud banging, we weren't sure if it was construction or not, then we heard some screaming," he said.

"It didn't stop for at least two or three minutes," the student said, adding "at least 30 to 40 big shots" were fired.

"We all jumped out the window," he said.
'There were cops holding guns, shooting all over'

According to local television station WDBJ, high winds prevented helicopters from evacuating campus buildings.

Jamal Albarghouti, a student at the school, took video footage on his cellphone of the unfolding incident until police asked him to move because he was too close to the scene. The sounds of gunfire can be heard on the video while police can be seen holding guns outside of a building.

"It was really terrible. There were cops holding guns, shooting all over," Albarghouti said. "You can't imagine how sad everyone here is."

He said he was not yet sure whether he knows any of the victims.

"Blacksburg is a very small town, everybody almost knows everybody. It's going to be very bad and very sad in here."

Locked down for hours at dorm

Another student, Aimee Kanode, said the shooting in the dormitory occurred on the fourth floor, one floor above her room. She said her resident assistant banged on her door about 8 a.m. ET to tell students to stay in their rooms.

"They had us under lockdown," Kanode said. "They temporarily lifted the lockdown, the gunman shot again.

"We're all locked in our dorms surfing the internet trying to figure out what's going on," Kanode said.

Student and dorm resident Alex Miller — who shot a video of two police officers outside the dormitory patting down a person who was later released — told CBC News it was "frightening" when the shootings were underway just one floor below him.

He said he was a bit scared about the prospect of returning to class, adding, "You don't know if one of your classmates could be one" of the victims.

Three local hospitals rolled out their disaster preparedness teams to deal with the victims.

Some students later questioned why the gunman was able to strike a second time. They bitterly complained that there were no public-address announcements on campus after the first burst of gunfire. Many said the first word they received from the university was an e-mail more than two hours into the rampage — about the time the gunman struck again.

Steger defended the university's handling of the tragedy, saying: "We can only make decisions based on the information you had on the time. You don't have hours to reflect on it."
'This is every parent's nightmare'

Craig Nessler, an associate dean at the school, said campus security personnel are armed and there are loudspeakers around the campus used to broadcast emergency messages — including in this case. He said the broadcast told students to seek shelter because of a shooting.

Nessler said he hopes extra counsellors, who have already been set up on campus, will help students cope with the terrible incident.

"This is every parent's nightmare, even if your child is not directly involved," he said.

The college closed all entrances to the campus, told faculty and staff to go home and cancelled classes for Monday and Tuesday. Officials said the campus itself would open Tuesday and a convocation to grieve the dead would be held at Cassell Coliseum.

The names of the victims may be released Tuesday, Steger said at the news conference.
Second emergency closing in year

During a brief statement at the White House on Monday, U.S. President George W. Bush pledged federal support to local law enforcement and community officials.

"Schools should be places of sanctuary and safety and learning. When that safety is violated, that is felt in every American classroom," he said.

"Today our nation grieves with those who have lost a loved one."

In Canada, parliamentarians offered their condolences in the House of Commons.

"Such a senseless act leaves Canadians stunned and horrified," said Liberal MP Michael Ignatieff.

It was the second time in less than a year that the school, better known as Virginia Tech, has ordered an emergency closure of the campus because of a shooting.

In August 2006, the opening day of classes was cancelled and the campus closed when an escaped jail inmate killed a hospital guard and a sheriff's deputy involved in a massive manhunt just off the campus.

Tuesday, April 10, 2007

台灣暴力政治的盒子已被打開


台灣暴力政治的盒子已被打開/文﹕南方朔
2007年4月9日

【明報專訊】4月7日凌晨,一場怪火把台北的「草山行館」燒得盡光。同一天,桃園大溪的「蔣公行館」也被人噴漆「二二八元兇」字樣。隨 台灣立委與總統選舉愈來愈接近,整個台灣的形勢就像那把怪火一樣,已更加的詭譎陰沉,充滿了讓人不安的寒慄甚至暴力氣氛。

自從20世紀民國肇建到1970年代,對全球後進國而言,都還處於離封建專制未遠或獨裁統治的階段,而統治者為了方便,隨意設置行館之事也相當普遍。早年蔣介石在北伐後獲得權力,即在多處設有行館,到了台灣後,也在台灣各地陸續設置行館十餘處。在這些行館裏,位於陽明山的「草山行館」無疑的最為重要。

因為,這處行館乃是日本統治台灣時期,為了當時還是太子的裕仁要來台灣視察而建,它完成於1920年,後來成了日本殖民政權政商要人的溫泉別墅。1945年台灣光復後成為招待所,1949年國府遷台,蔣介石最初即以此為居所,翌年正式的「士林官邸」落成才遷離。但因「草山行館」環境清幽,他每年端午到中秋這段較熱的季節,仍多半到此居住。1975年蔣介石逝世,此處閒置,一直到1998年陳水扁當台北市長時才加以局部整修並開放參觀。而後在馬英九當台北市長時定名為「草山行館」並委外經營開放。此處的主體建築為磚石門廊及玄關,其餘皆為日本式木建築,另有四五棟秘書侍從所住的房屋,另有假山庭園,非常清雅。我因為是台北市「草山行館」委外經營的督導委員,曾多次至該處勘察。

蔣介石毫無疑問的是特定歷史階段所造就的威權人物,這是歷史問題。只要歷史改變,這種人物就會從神壇上被拉下人間。以前神聖不可侵犯的行館後來變成人們可以參觀及喝茶聊天的地方,它所註解的即是歷史改變的意義。

只是,從今年初開始,由於立委和總統大選的接近,現在的陳水扁政權欠缺實質政績來保衛政權,遂將腦筋動到了蔣介石頭上,它有計劃的展開清算蔣介石的運動,包括宣稱蔣介石是「二二八元兇」,揚言要把「中正紀念堂」改名,並拆除圍牆;而在民進黨統治的高雄市,硬是拆掉蔣介石銅像。陳水扁過去當台北市長時還不是還整建「草山行館」嗎?怎麼一翻臉又搞起「批蔣」的清算運動呢?

而說穿了,其實也沒有別的。當陳水扁任台北市長時,由於未掌握中央政權,當然必須做一些符合主流的動作。而一旦取得中央政權,即有了推動「去中國化」的權力。而且「去中國化」、「清算蔣介石」,一方面可藉此煽動台灣內部的族群仇恨,另方面也可藉此轉移諸如貪腐無能的問題。在陳水扁的算計裏,只要持續煽動,當台灣的台灣人和外省人對立升高,自稱代表台灣人的民進黨即可得到人口的優勢而永遠掌握權力。陳水扁一點都不疲倦的搞這些問題,其實就是要藉此來收割選票利益。研究近代法西斯民粹主義的,都當知道找廉價的敵人來恨,乃是最廉價有效的伎倆。它和文革時找廉價的「黑五類」來恨,藉以煽起民粹情緒,從而達到奪權之目的可謂相同。

而除此之外,研究近代政治暴力的也發現到,政治人物用語言暴力來煽動,他們的語言並非實質暴力,但煽動久了,盲從者即會將這種語言暴力具體化,而成為真實的暴力,而這其實也符合了製造語言暴力者心裏想說但卻不便說出來的本意。

就以「草山行館」大火為例,在沒有透過科學證據證明真象之前,當然人人皆可任意解釋。但我們卻不能忽視了,最近台灣北部正值清明雨季,陽明山更是霪雨不休,但就在這樣的季節,一把火卻很快的就把偌大一棟建築燒得盡光,附近的居民還說大火時傳出陣陣爆炸聲。「草山行館」是失火還是縱火?外人當然無法知道,但它卻有 太多疑竇,至少它已可能是「清算蔣介石」這種「語言暴力」逐漸升級到了「具體暴力」。桃園大溪的「蔣公行館」遭人噴漆,把陳水扁所說的「二二八元兇」具體化成為行動,誰又能說這兩者之間沒有相似性呢?

「草山行館」被燒、「蔣公行館」被噴漆,看起來都和國計民生無關,但這種事卻無疑的是巨大的惡兆。它已隱約的透露出,此刻的台灣在持續的煽動及製造仇恨下,相信這種話的譫狂者已經出現,他們接受政客煽動的語言暴力之召喚,開始把這種語言暴力具體化,而最可怕的乃是做這種事的人會自認是代表了正義。自鳴正義的暴力是最可怕的暴力。強盜在殺人放火時知道自己不對,而被政治暗示出來的自鳴正義之暴力則否,當暴力而有理,這種暴力就只會增加而不會止息!

美國人曾說陳水扁是個「不可預測的人」。這其實是不對的,陳水扁絕對可以預測,他總是在「語言暴力」的邊緣游走,並不斷的向盲從者發出暗示,因而真正不可預測的不是他,而是接受他的暗示而付諸行動的人。當蔣介石被說成是屠殺台灣人的元兇,燒掉他的住宅,拆掉他的銅像和圍牆,難道不是正義的英雄嗎?當不獨就是台奸,就是中共的同路人,就是不愛台灣,那麼把這些人殺掉豈不就是對台灣之愛的證明?把這種人抓去坐牢,不也是順天應人的義行?

因此,「草山行館」大火,「蔣公行館」被噴漆,它的意義不是事情本身,而在於它所代表的徵候。當搞政治的靠清算挑撥與加工製造仇恨來騙取選票,這種語言暴力就像是潘 拉的盒子被打開一樣,具體暴力的精靈就開始四散。大火和噴漆還是小暴力,在2008年大選之前如果出現大暴力,我也一點都不會覺得訝異。把它看成是對愚蠢台灣人的一種詛咒,如此而已。正因台灣有 暴力的不可預測性,我們又怎能不事先有所警惕與準備呢?

南方朔


What I think is most disturbing is the parallel that one can draw between what is happening in Taiwan to what happened during the cultural revolution in China. It tears me up that we Chinese people keeps screwing ourselves up like this.

Sunday, April 01, 2007

Ode to a VERY Bad Textbook

Oh Operations Research: An Introduction 7th Edition,
You are just as terrible as your little brother,
Operations Research: An Introduction 8th Edition.
But at least you cost less.

You are both riddled with ridiculous errors,
Which is sad as you've had EIGHT tries,
Maybe if the 8th stop correcting things that the 7th got right,
Then the 8th would not have had as many dumb errors.

Oh mighty Calculator God, please grant Taha a calculator,
So he can do the simple arithmetics in the Examples correctly,
Oh mighty English God, please grant Taha basic English skills,
So he can reword his Exercises which are all clear as mud.

Oh mighty God of Vision, please grant Taha some eyes,
So his Examples would use the numbers stated by the Questions,
Oh mighty God of Sewing, please sew Taha's ass shut,
So he would stop pulling things out of it and putting it into this book.

Oh might Fire God, please grant me the awesomeness of your power,
So I can burn this terrible textbook to hell.

the cover of the worst textbook ever

Don't bother to "look inside" this book"; it just sucks.

Wednesday, March 14, 2007

Must See Movies

Everyone who worked in an office must go watch Office Space. And then they should go watch Idiocracy.

Friday, March 09, 2007

Canucks!!!

22-1-4 since Christmas for Luongo. Wow. Just wow.

Great game tonight. Bieksa made a great pass to Henrik which gave him a breakaway chance and caused our win in OT. Jan Ball-less still needs to be put on the waivers though; the idiot made another stupid play tonight by clearing the puck from the corner to the front of the net.

Will it be 1994 again after 13 years?

Wednesday, March 07, 2007

Beer before class

You know what everyone should do more often? Get some beer before going to a class that is confusing as hell. Don't drink so much so that you become piss drunk, but just enough so that you are all woozy and your whole body feels a couple of pounds lighter. This way you will feel absolutely carefree about the crap that is being written on the overhead and you won't feel guilty when you decide to go "f-this" and not write anything down.

Saturday, February 24, 2007

Ten Forward

OMG the staff lounge at SFU Surrey on the 14th floor is named Ten Forward! Hurrah for Star Trek fanboys :).

Friday, February 23, 2007

Forsberg Falls

It's not as bad as Patrick Stefan, but Forsberg FELL down in a OT shoot-out tonight; he didn't even get a shot off. I hope someone will post it on Youtube soon I can link it here. Haha the Preds made a great trade eh?

Canucks won again tonight! w00t go Canucks go!!! And the same for me with regard to all my midterms next week!

Tuesday, February 20, 2007

iTunes Snafu




Apparently it's still year of the dog according to Apple :).

Sunday, February 18, 2007

Busy Chinese New Year

I don't recall ever feeling this swamped in Chinese New Year. Acma445 midterm on Tuesday and a HUGE math348 assignment due on the 28th that I'm *supposed to try to finish by Wednesday--fat chance of that happening, I'm only about half way there. Moreover, Bus316, Acma315,, and Math348 midterms are in the next next week too, so it will be an absolutely dreadful new year.

I really hate dynamic programming. It's basically tracing out every possibility in a systematic way to find the optimal solution. It's a frigging pain in the ass to do by hand!!!

Oh my brother bought a Wii!!! It's an awesome little system that totally tired my arms out after three hours. I love golfing, boxing, and bowling. After midterms I'll go Wii-mote hunting.

HAPPY YEAR OF THE PIG!!! 恭喜發財, 事事如意, 心想事成.

Thursday, February 15, 2007

Wednesday, February 14, 2007

What's new in Excel 2007?

Emphasis added by me:


Import, organize, and explore massive data sets within significantly expanded spreadsheets.

Work with massive amounts of data in Office Excel 2007, which supports spreadsheets that can be up to 1 million rows by 16,000 columns. In addition to the bigger grid, Office Excel 2007 supports multicore processor platforms for faster calculation of formula-intense spreadsheets.


Oooo... ahhh... the little actuary inside me is excited.

For complete details, visit Excel 2007 top 10 benefits.

Wednesday, February 07, 2007

Bookmark necklace

Today in the library I saw a girl wearing that funky arrow-shaped bookmark that SFU was handing out at last year's Open House. She wore it around her neck like a necklace--like everyone else during that day at the Open House. She was talking on the phone and I didn't really want to burst her bubble by telling her that you are wearing a bookmark around your neck *insert a Nelson Ha-ha here.

Anyways, this got a chuckle out of me today. Something else amused me today as well. What's with people being freaked out by a little bit of rain!?! It's H2O, you drink it; you need it; it's an ubiquitous substance! What's so scary about it!?! *Sigh... Hongers are too sheltered.

Saturday, February 03, 2007

Co-op Offer!


Hi Raymond! I have some good news for you. The Vancouver office is very happy to be making you the offer for the summer co-op position. I tried calling you but couldn't get through to either number. Let me know when you have a moment to speak about the details (if not today then Monday). Congratulations!!


Woohoo!!! The long wait is finally over and I finally got an offer for summer. The tally looks something like this:
Applied to: every major consulting firm, Canada's big 2, Fireman's
Got interviewed by: 2 of the consulting firms, Canada's biggest, Fireman's
Got an offer from: a consulting firm :)

w00t!!! I get to live in downtown for summer!!! Booyeah!

Sunday, January 28, 2007

許瑋倫經2小時搶救不治

藝人許瑋倫昨日在國道上發生嚴重,情況一直沒有改善,今日下午5點09分,心跳停止,經過醫生2個小時搶救後,於晚間7點37分宣告不治。

醫生表示,因為許瑋倫的腦水腫的部份,一直沒有,有效的改善,下午5點09分,多突然休克,經過醫師全力搶救,在晚間7點37分搶救無效,目前家屬已經在處理後事部分,將在晚間會將許瑋倫遺體送回台北。


Aiy... I first noticed her in 十八歲的約定 and now she's gone.

Friday, January 19, 2007

M

Defeated :).

No more Fido for me! Stupid overpriced crap.

Friday, January 12, 2007

Wednesday, January 10, 2007

"Almost slept-over at SFU"

Quoted from George's MSN.

What to do after Stat350? Well, go home of course! Oh wait!!! The buses have stop running!!! I was stuck on SFU! WTF!!!

A big thank you to Ryan's dad who drove up to pick us up. We got stuck in traffic on the mountain for like 2 hours so it wasn't fun for him at all. Again, big thanks!

Saturday, January 06, 2007

8 months!

Wow can't believe 8 months just flew right by. I still remember myself feeling kind of gloomy during the first 4 months, anxious to return to school. Now that my time is served, I don't want to leave!!! Oh the irony of life...

Goals for new year:
- pwn all my courses
- pwn everyone who in 320 :)
- pwn Exam C--Unless I some how didn't pass M... argh can't bear that thought.
- snatch an awesome summer work term in consulting

Oh, and quite possibly the FUNNIEST thing of the 2006-2007 NHL season:

Patrick Stefan you are a friggin doofus!!! Shoot the puck!!! It's the end of the game and the goalie's been digging in the crease the whole game, did you still expect it to be smooth like a baby's ass!!?!?

Also props to the Canadian World Juniors. Sweeeeeep!!!